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Thanks for visiting CapEd Credit Union's Blog! Here you'll find helpful financial resources, our product information, money saving tips and tricks, and more.

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Cartoon house with two hands raising in the front of the image with text asking, what's an ARM?

CapEd's Adjustable Rate Mortgage or ARM

What is an ARM and why is it beneficial? An ARM is an Adjustable Rate Mortgage. This type of mortgage generally starts at a lower interest rate and then adjusts periodically depending on the type of ARM you chose.

Person using the CapEd online banking app.

How do I add an external account in CapEd Online Banking?

To transfer funds from your CapEd account to another financial institution’s account, aka an external account, you’ll want to begin by logging into eBanking.

Person using their cell phone and laptop to enroll in CapEd eBanking.

How do I enroll in CapEd Online Banking?

Enroll in CapEd's online banking so you can access account balances, transfer funds, make payments and more on your computer or phone!

Woman smiling and making a selection on her cell phone.

How do I add a Payee to CapEd Bill Pay?

CapEd Bill Pay allows members to pay bills directly from their CapEd account online. When you use Bill Pay, you will electronically choose when to pay your bill and have it pulled from your account and then a physical check will be mailed to the payee.

Cell phone being used against the backdrop of city lights at night.

What is Snapshot in the CapEd Mobile Banking app?

Snapshot is a quick glance at your account balances when you first open your CapEd Mobile App that provides visibility to your balance without the need to log into Mobile Banking.

Person using their phone to deposit a check into their bank account.

How do I deposit a check on the CapEd Mobile Banking app?

If you can’t make it to a branch to deposit your check, don’t worry, you can make your deposit from your phone! With your CapEd Mobile Banking app for Android and IOS, you can simply take a picture of your check and deposit it directly into your account.

Rise. Begin your child's financial journey. Insured by NCUA.

CapEd's New Youth & Young Adult Account - Rise

The Rise account is here to provide an early understanding of all things banking from saving and loans, to credit and more.

Person using a contactless card at a sales kiosk.

The Benefits of Contactless Cards

Contactless cards make paying for purchases simple and hygienic, and CapEd now offers contactless Debit Cards. What can you do with your contactless card?

Chart of a credit score with a variety of ratings from very poor to excellent.

How to Get Your Credit Report for Free

Your credit report may be obtained at no cost to you up to three times a year. You may request one free copy of your credit report annually from all three major credit reporting agencies.

Graphic of a dice with three of the sides being Q, &, and A.

CapEd Contact Center's Top FAQs

Find out the answers to our Contact Center's top 10 frequently asked questions in this helpful Q&A.

The Member Services Widget in eBanking

Have you noticed a new icon in your eBanking menu lately? Learn about the convenience options in our new Member Services widget in this post.

Person using the Quick Apply widget to apply for a loan from CapEd.

The Quick Apply Widget in eBanking

Are you ready to take out a loan? Here's how to take advantage of the Quick Apply loan application widget in the CapEd Mobile Banking app.

Big red button with Overdraft written on it.

Manage Your Finances Using CapEd Alerts

Especially in today's economy, financial concerns are top of mind. We want to make sure our members understand the tools at their disposal to manage their accounts successfully. If you're concerned about overdraft fees, here's how to help yourself avoid them.

Merchant service provider mark-up costs? Tiered pricing comes in three categories: qualified, mid-qualified, and non-qualified. The larger bulk transactions, the higher the cost.

Business Smarts: Tiered Fee Pricing

There are several merchant services pricing models to choose from. In this post we explain the factors that affect the pros and cons of the Tiered Fee Pricing Model.

Stylized graphic of a variety of credit card types including Master Card, Discover, and Visa.

Business Smarts: Interchange Fee Pricing Model

Merchant services fees vary depending on several factors including the type of cards a business chooses to accept, the type of software or hardware you select to process payments, and how a payment is accepted.

How to Enroll in eStatements

eStatements are a qualification for many of our rewards accounts because reducing CapEd's consumption of paper is one of the ways we are working to create a sustainable future for our members and our community. Here's how to enroll.

Direct processor vs. independent sales organization.

Choosing A Merchant Services Provider

Merchant Services is a selection of service offerings provided to business owners by financial institutions like CapEd to help process payments and manage their business's finances.